@dan Also, depending on the workflow, if a user does NOT federate but does NOT check "trust this computer" they will NOT establish "MFA trust". Without trust, a user will be prompted to MFA again. Of couruse, With "MFA trust", they will not be prompted. This answer is implicit to this conversation, but MFA policies and FusionAuth center around this check box and trust (with the current edge case of Federation noted).
M